Get Funded

Frequently Asked Questions

Everything you need to know about Upside Funding, all in one place.

Upside Funding operates both 1-Step and 2-Step Evaluation Models designed to identify and then fund skilled traders. Our approach is built for traders who want clear objectives, flexible rules, and real scalability—with the ability to grow up to $1.5M in funding.

Here’s how it works for 1-Step Evaluation:

  • Step 1 – Prove Your Skill: Hit a 10% profit target while managing risk.
  • Get Funded: Once you pass this step, you’ll receive a real funded account and keep up to 90% of your profits.

Here’s how it works for 2-Step Evaluation:

  • Step 1 – Prove Your Skill: Hit a 8% profit target while managing risk.
  • Step 2 – Show Consistency: Achieve a 5% profit target under the same risk parameters.
  • Get Funded: Once you pass both steps, you’ll receive a real funded account and keep up to 90% of your profits.

We prioritize trader freedom—allowing you to hold trades over weekends, trade news, and use EAs or bots—with no consistency rules and no trailing drawdowns.

1-Step Evaluation

To pass the 1-Step Evaluation, traders must meet the following objectives:

Step 1 – Prove Your Skill

  • Profit Target: 10%
  • Daily Drawdown Limit: None
  • Max Total Drawdown: 4% (trailing)
  • Minimum 3 profitable days of +0.5% of capital
  • No time limits – trade at your own pace

Trading Rules

  • Consistency rules apply – max attribution of 30% of single day performance to Profit Target
  • No Stop-Loss Required
  • News Trading & Weekend Holding Allowed
  • EAs & Bots Permitted

Pass this single step? You’ll receive a funded account with up to $1.5M scaling potential, 90% profit split, and fast payouts.

2-Step Evaluation

To pass the 2-Step Evaluation, traders must meet the following objectives:

Step 1 – Prove Your Skill

  • Profit Target: 8%
  • Daily Drawdown Limit: 4% (static)
  • Max Total Drawdown: 8% (static)
  • Minimum 3 profitable days of +0.5% of capital
  • No time limits – trade at your own pace

Step 2 – Show Consistency

  • Profit Target: 5%
  • Same 4% daily static drawdown & 8% total static drawdown
  • Minimum 3 profitable days +0.5% of capital
  • No time limits

Trading Rules

  • No Consistency Rules
  • No Stop-Loss Required
  • News Trading & Weekend Holding Allowed
  • EAs & Bots Permitted

Pass both steps? You’ll receive a funded account with up to $1.5M scaling potential, 90% profit split, and fast payouts.

Upside Funding offers traders the ability to trade on the following markets:

Foreign Exchange Pairs

USDCHF
USDCAD
EURJPY
AUDCAD
USDJPY
NZDJPY
EURCHF
AUDCHF
GBPCAD
NZDUSD
EURCAD
AUDNZD
CADJPY
GBPUSD
EURGBP
AUDJPY
GBPNZD
GBPJPY
CHFJPY
AUDUSD
EURNZD
GBPCHF
AUDUSD
 
NZDCHF
GBPAUD
CADCHF
 
NZDCAD
EURUSD
EURAUD
 

Precious Metals

XAGUSD
Spot Silver
XAUUSD
Spot Gold

Equity Indices

AU200
ASX200
DE40
Germany 30 Index
ES3
Spain 35 Index
UT100
Nasdaq100
SP500
S&P500
US30
Dow Jones Index
UK100
UK100 Cash Index
JP225
Japan 225

Energy

UKOil
Brent Crude
USOil
WTI Crude Oil
NGAS
Natural Gas Spot

Crypto

BTCUSD
BTC Spot

We use Static and Equity Based Trailing drawdown limit calculations.

Static: The drawdown doesn’t change at any stage of the challenge. It is calculated based on a percentage of the original account value.

Equity Based Trailing: Under this method, the limit is calculated based on a percentage of the highest equity point in your account.

How are static drawdown limits calculated?

The drawdown doesn’t change at any stage of the challenge. It is calculated based on a percentage of the original account value.

Static Daily Drawdown Calculation: If you have a 100k account, and the drawdown limit is 3% per day, losing $3,000 or more in a day will result in a breach of the rules and the challenge failed. Provided you do not breech the 3% drawdown limit, the limit will reset the next day.

Static Max Account Drawdown Calculation: If you have a 100k account and the max drawdown is fixed at 8% your account balance must not fall below $92,000k. Doing so, will result in a breach of the rules and the challenge failed.

How are Equity Based Trailing drawdown limits calculated?

Under this method, the limit is calculated based on a percentage of the highest equity point in your account.

Equity Based Trailing Daily Drawdown Calculation: If you have a 100k account, and the drawdown limit is 4% your trailing loss limit is $4,000 or an equity value at or below 96k will result in a breach of the rules and the challenge failed.

If your account value increases to 103k, your max loss limit is calculated as 4% of 103k ($4120). The trailing loss limit on your account value is now at 98.88k. This max loss limit will remain at this level until the account value makes a new high at which point it will move higher – trailing that high equity value.

At Upside Funding, we reward consistency by increasing your trading capital as you grow.

Scaling Eligibility
  • Generate a 10% profit over three consecutive months while maintaining proper risk management.
  • Follow the same drawdown rules and trading objectives as before—no added restrictions.
Scaling Benefits
  • Your funded account balance increases by 25% per scaling milestone.
  • Scale your account up to $1.5M in funding without additional challenges or fees.
  • Your profit split remains up to 90%, ensuring you can you keep the majority of your earnings.


At Upside Funding, the more you grow, the more we invest in you—no extra costs, no hidden rules—just more capital to trade with.

If you don’t pass the evaluation, you’ll need to purchase a new evaluation to try again.

Failure isn’t the end—it’s just part of the process. Every setback is a chance to refine your strategy, improve your discipline, and come back stronger. Take your time, learn from the experience, and get ready to pass on your next attempt.

There are no time limits on when you can start again, so you can return when you’re fully prepared

No deadlines. No pressure. No rushed trades.

At Upside Funding, we believe great trading comes from skill, patience, and strategy—not racing against a clock. That’s why we don’t impose time limits on our evaluations.

  • Take as long as you need. Whether it’s weeks or months, you control the pace.
  • No forced trades. Focus on quality setups, not hitting arbitrary deadlines.
  • Pass when you’re ready. As long as you meet the targets and follow risk rules, you qualify.


The goal isn’t just to pass an evaluation—it’s to build a repeatable, profitable approach that sets you up for long-term success.

Once you successfully complete Phase 2, your account goes through a quick review to ensure all rules were followed.

Here’s what happens next:

  • Account Review: Our team verifies your trades to confirm compliance with evaluation rules.
  • KYC Verification: You’ll need to complete identity verification (a simple KYC process).
  • Funded Agreement: You’ll receive a contract outlining the terms of your funded account.
  • Funded Account Activation: Once approved, your funded account will be issued, and you’ll be ready to start trading funded capital.


Passing the evaluation means you’re officially a funded trader—now it’s time to trade, grow, and get paid !

Once you pass the Verification Phase and complete KYC verification, your funded account is typically issued within 48 hours.

We aim to process approvals quickly so you can start trading as soon as possible. If there are any delays, our support team will keep you updated.

Once you become a funded trader with Upside Funding, you’re not just getting capital—you’re joining a firm that invests in your long-term growth.

Here’s what you gain:

  • Trade with Firm backed funds – Trade with firm-backed funds, keeping up to 90% of your profits with payouts processed in 24 hours.
  • Scaling Opportunities –  Consistently profitable traders can grow their accounts up to $1.5M, increasing their capital as they prove their skills.
  • Risk Management Without Pressure – No margin calls, no negative balances, and a static drawdown structure to make risk control easier.
  • 1:1 Mentorship & Trader Development – Every funded trader receives direct access to our CEO and senior traders, helping you refine your strategy, improve discipline, and maximize your long-term success.
  • Continuous Learning – Beyond funding, Upside Funding provides traders with exclusive insights, market breakdowns, and strategy discussions to help them perform at the highest level.


At Upside Funding, we don’t just fund traders—we develop them.

Your starting capital depends on the account size selected during the evaluation.

  • Available account sizes: $5K, $10K, $25K, $50K, and $100K.
  • After passing the evaluation, you receive a funded account with the same balance.


Scaling Program:

  • Traders who demonstrate consistency and risk management can increase their capital allocation up to $1.5M.
  • Scaling is based on profit milestones and adherence to trading rules.


Why does scaling matter?

A key difference between professional traders and retail traders is access to capital. Our mission is to help skilled traders grow beyond their personal financial limitations, providing them with the funding and guidance to operate like true professionals.

Upside Funding allows traders to scale up to $1.5 million in trading capital.

Here’s how it works:

  • Start with up to $300,000 in initial funding after passing the evaluation.
  • Scale by 25% every three months when you hit a 10% profit milestone while following risk management rules.
  • No extra challenges or fees—your capital grows with your performance.


The more consistent and profitable you are, the more we invest in you. Our goal isn’t just to fund traders—it’s to build professionals who can manage real capital responsibly and profitably.

Yes, but our minimum trading days rule is designed for flexibility.

To qualify for your first withdrawal:

  • You must complete at least 5 profitable days.
  • A profitable day means a gain of at least 0.5% of your starting balance.
  • After your first payout, you can withdraw profits every 14 days as long as you’re in profit.


We don’t force traders into arbitrary time constraints—but we do encourage consistent, sustainable trading before withdrawals to ensure long-term success.

Yes. While Upside Funding gives traders maximum flexibility, we do have rules in place to maintain a fair trading environment. The following strategies are strictly prohibited:

1. Exploiting System Glitches
  • Taking advantage of price feed delays, server lag, or execution errors.
  • If a trade cannot be replicated in a real market, it’s not allowed.
2. News Straddling & Gap Exploits
  • Placing stop or limit orders within 5 minutes before or after high-impact news events.
  • Using wide stops or limit orders to take advantage of price spikes or gaps.
3. High-Frequency Trading (HFT) or Latency Arbitrage
  • Strategies that rely on placing and closing a high volume of trades within milliseconds.
  • Using ultra-fast order execution to exploit minor price discrepancies.
4. Risk-Free Hedging Across Accounts
  • Hedging positions between multiple accounts within Upside Funding or across different firms.
  • Using one account to open long positions and another to open short positions on the same asset.
5. Copy Trading or Account Sharing
  • Copying trades between accounts or using third-party trading signals.
  • Allowing others to trade on your behalf.


We want traders to succeed based on real skills and sound strategies. Breaking these rules can result in funded account termination and forfeiture of profits. Trade responsibly, and you’ll have no issues.

Yes, EAs and trading bots are allowed at Upside Funding—as long as they follow ethical trading practices.

Here’s what’s allowed:

  • Algorithmic trading strategies that mirror manual execution.
  • EAs focused on risk management, trade execution, and strategy automation.
  • Bots designed for structured, rule-based trading.


What’s not allowed:

  • HFT bots that exploit latency, arbitrage, or price feed delays.
  • Grid trading or Martingale strategies that stack massive orders to artificially increase lot sizes.
  • EAs that attempt to manipulate execution speeds or price movements.


If your trading bot follows logical risk management and operates within realistic market conditions, you’re good to go. We support traders who use automation to enhance strategy execution, not exploit system loopholes.

No. Upside Funding strictly prohibits cross-account hedging.

What’s Not Allowed?
  • Hedging across multiple Upside Funding accounts – Using one account to go long and another to go short on the same instrument.
  • Hedging between different prop firms – Placing opposing trades across separate firms to create a risk-free setup.
  • Pooling risk between traders – Collaborating with other traders to artificially manipulate risk exposure.
What Is Allowed?
  • Hedging within a single account – You can hedge positions within your own funded account as part of your risk management strategy.


We want traders to succeed through real market skill, not through system manipulation. Cross-account hedging distorts performance metrics and violates fair trading principles, which is why it’s not permitted.

1-Step Evaluation Funded Account

Upside Funding uses a trailing  drawdown rule for the 1-Step Evaluation.

Daily Drawdown Limit

  • Not applicable to 1-Step Evaluations

 

Max Drawdown Limit

  • 4% trailing off your highest watermark of equity. 
  • If your losses exceed this 4% at any point, your account will breach the limit and the challenge will be failed.
  • If your account value increases, your max loss limit is calculated as 4% of the new highest equity balance. This max drawdown limit will remain at this level until the account value makes a new high at which point it will move higher – trailing that high equity value.

 

How Is It Calculated?

  • If you have a $100,000 funded account, you must maintain an equity balance above $96,000 (4% of $100,000).
  • If you have a $100,000 funded account, you have a profitable trade open and your equity is now at $105,000 you must now maintain an equity balance above $100,800 (4% of $105,000).
  • Even if your equity balance then drops lower than $105,000 but above $100,800 (your new max drawdown limit), your max drawdown limit remains at $100,800. This will only change if your equity balance then goes above $105,000.
2-Step Evaluation Funded Account

Upside Funding uses static drawdown rules for the 2-Step Evaluation.

Daily Drawdown Limit

  • 4% static calculated based on your initial equity. 
  • If your daily losses exceed this 4% at any point within a trading day, your account will breach the limit and the challenge will be failed.

How Is It Calculated?

  • If you have a $100,000 funded account, your daily loss limit will be fixed at $4,000 (4% of the account).  
  • If, in this example, your balance grows to $105,000 your daily limit will remain at $4,000 (4% of the initial account balance).  
  • As long you don’t breach the 4% daily drawdown limit, your daily drawdown limit will reset at the start of each new trading day, giving you a fresh opportunity. However, you still need to stay within your Max Drawdown Limit otherwise your account will breach the rules and you will need to purchase a new challenge.

Max Drawdown Limit

  • 8% static limit calculated from your original account value. 
  • If your accumulative losses exceed this 8% at any point, your account will breach the limit and the challenge will be failed.

How Is It Calculated?

  • If you have a $100,000 funded account, you must maintain an equity balance above $92,000 (8% of $100,000).

The daily drawdown limit resets at the end of your trading platform day.

This means that your new trading day starts fresh with the daily drawdown limit recalculated based on your account balance at the close of the platform’s trading day.

Why is this important?
  • You get a clean slate each day, so your risk calculations reset at a fixed time.
  • If you’re near the drawdown limit, be aware of the reset to avoid unnecessary breaches.
  • Plan your trading strategy around the reset time to manage risk effectively.


This structure ensures that traders operate within clear, predictable risk parameters while keeping the focus on long-term consistency.

Leverage varies depending on whether you’re in the evaluation phase or the funded phase.

Evaluation Phase Leverage
  • Forex: 1:30
  • Indices: 1:15
  • Commodities: 1:10
  • Crypto: 1:2
Funded Phase Leverage
  • Forex: 1:20
  • Indices: 1:10
  • Commodities: 1:10
  • Crypto: 1:1
Scaling & Leverage Increases

For every 25% increase in capital, leverage also increases by 25%, up to a max of 1:100 for all asset classes except Bitcoin.

Why Leverage Changes in the Funded Phase

Leverage in the funded phase is structured to balance opportunity with risk management. While traders still have strong buying power, the slightly lower leverage ensures sustainability, allowing traders to scale their accounts without excessive risk exposure.

Step-2 Evaluation Funded Account

On this account, Upside Funding enforces a static 8% maximum drawdown to ensure traders have room to operate while maintaining disciplined risk management.

How It Works
  • The maximum drawdown is fixed at 8% of your initial account balance.
  • It does not trail, meaning as you grow your balance, your drawdown cushion remains stable.
  • If your account balance falls 8% below the starting value, the account is breached.
How Is It Calculated?
  • $100,000 funded account → Max drawdown limit: $8,000
  • If your balance drops below $92,000, your account is in breach.
  • Even if your balance grows to $120,000, the drawdown remains locked at $92,000, giving you more trading flexibility.

This structure eliminates the stress of trailing limits, allowing traders to focus on long-term growth and risk-adjusted trading rather than worrying about shifting thresholds.

No, news trading is not allowed in the funded phase.

Traders in the evaluation phase can trade news only if they have purchased the Add-On. However, once funded, traders must follow strict risk management policies, which do not allow trading around major economic releases.

Why is news trading restricted in the funded phase?

High-impact news events can create extreme volatility, unpredictable price spikes, and liquidity risks. To ensure long-term sustainability for funded traders, news trading is not permitted once you receive funding.

If news trading is an essential part of your strategy, you must purchase the Add-On during the evaluation phase. Otherwise, once funded, you will need to adjust your approach to comply with firm policies.

Traders in the evaluation phase can hold trades over the weekend only if they have purchased the Add-On. However, once funded, all positions must be closed before the market closes on Friday.

Why is weekend holding restricted in the funded phase?

Markets can experience major price gaps when they reopen, leading to:

  • Stop-losses not executing at intended levels
  • Extreme slippage and unexpected losses
  • Low liquidity impacting trade execution

To protect trader capital and maintain account stability, funded traders must close all trades before the weekend.

If weekend holding is a key part of your strategy, make sure to purchase the Add-On during your evaluation. Once funded, traders must follow firm risk management policies.

No. There are no fixed lot size limits on funded accounts.

At Upside Funding, we recognize that different strategies require different position sizing, so we give traders the freedom to execute trades based on their risk management, not arbitrary restrictions.

What You Should Know
  • No predefined lot size caps—trade with the volume that suits your strategy.
  • Scalping and swing trading strategies are welcome.
  • Risk management is your responsibility—as long as you stay within the drawdown limits, you control your trade size.
A Few Considerations
  • Margin & Leverage: Your lot size should align with available leverage and your risk tolerance.
  • Market Conditions: During high-impact news events or volatile market periods, spreads can widen—so be mindful of execution quality.

We trust traders to manage their own risk effectively rather than imposing restrictive lot size limits. At Upside Funding, you trade with real capital, with the flexibility real traders need.

No. Copy trading, signal services, and account mirroring are not allowed on funded accounts.

Upside Funding is built to support independent traders who can demonstrate their skill, risk management, and decision-making. Using external signals or mirroring trades from another account violates our trading policies and can result in account termination.

Why Copy Trading & Signal Services Are Prohibited

🚫 No outsourced trading – You must be the one executing your trades.
🚫 No account mirroring – Copying trades from other accounts, traders, or signal providers is strictly forbidden.
🚫 No automation via external sources – Only self-developed strategies using permitted EAs or bots are allowed.

What Happens If Copy Trading is Detected?
  • Immediate Account Review – If your trading activity is flagged as copy trading, your account will be investigated.
  • Potential Termination – If confirmed, your funded account may be revoked, and any profits forfeited.
  • Future Restrictions – Traders found using copy trading services may be banned from reapplying.

We fund traders based on their skills, not someone else’s signals. If you’re looking to trade with our capital, you need to prove your ability to analyze, execute, and manage trades independently.

If you hit the daily drawdown limit (3%) or maximum drawdown limit (9%), your funded account will be automatically closed.

What This Means
  • Daily Drawdown Breach (3%) – If your account’s equity drops below the 3% loss threshold on any given day, your account will be disabled.
  • Maximum Drawdown Breach (9%) – If your account’s equity falls below the 9% loss limit at any time, the account is permanently closed.
What Happens Next?
  • Account Review: The breach will be verified, and the account will be marked as closed.
  • Loss of Funded Status: If a funded account breaches the maximum drawdown, it cannot be reinstated.
  • Reapply Anytime: You can start a new evaluation if you wish to try again.
How to Avoid a Breach
  • Monitor Your Drawdown – Keep an eye on your risk and ensure your positions don’t exceed the limits.
  • Adjust Position Sizes – Trading too large can cause unnecessary drawdowns.
  • Use Stop-Loss Wisely – Protect your capital by managing your risk effectively.

At Upside Funding, risk management is key—staying within the limits ensures you maintain your funded status and continue trading with real capital.

No, a stop-loss is not required during the evaluation or on funded accounts at Upside Funding. However, understanding when and how to use stop-loss orders is a key part of risk management.

Many traders use stop-losses to protect their capital from unexpected market moves, but others prefer manual risk control based on market structure and price action. What matters most is that you stay within the 3% daily drawdown and 9% overall drawdown limits.

If you choose not to use a stop-loss, be sure to have a solid risk management plan in place. Market conditions can change rapidly, and effective trade management is what separates professional traders from those who fail. Whether you use stop-loss orders or manage risk manually, discipline and consistency will be the foundation of your success.

Upside Funding’s Scaling Plan is designed to reward consistent profitability by increasing your capital allocation without additional challenges or fees. As you prove your ability to manage risk and grow profits, your account grows with you.

How Scaling Works
  • Earn a 10% profit over 3 consecutive months while maintaining responsible risk management.
  • Your account balance increases by 25% at each scaling milestone.
  • Continue scaling up to $1.5M in total funding.
  • Your profit split remains up to 90%—the more you make, the more you keep.

Scaling allows traders to increase their capital responsibly without needing to restart the evaluation process. We invest in skilled traders who demonstrate consistency and discipline.

To qualify for account scaling, traders must meet the following conditions:

Profitability Requirement
  • Achieve a 10% profit over a rolling 3-month period.
Risk Management Criteria
  • No breaches of drawdown limits (refer to the relevant rules for either the 1-Step or 2-Step Evaluations.)
  • Adherence to trading rules—no prohibited strategies or violations (refer to the relevant rules for either the 1-Step or 2-Step Evaluations.).
Trading Activity
  • Demonstrate consistency—scaling is based on stable, well-managed growth.
What Happens When You Qualify?
  • Your account balance increases by 25% at the next scaling milestone.
  • You keep the same profit split (up to 90%).
  • You continue scaling up to $1.5M as long as you meet the criteria.


Scaling is automated—if you meet the targets, your account upgrades seamlessly with no additional evaluation or fees. Upside Funding is here to grow with you.

Trader performance is reviewed every three months to determine eligibility for scaling. If you meet the scaling criteria—a 10% profit over the last 3 months while following risk management rules—your account will automatically be increased by 25%.

Key Points on Scaling Reviews:

  • Reviews occur every 90 days from the date you receive your funded account.
  • You do not need to apply—if you meet the requirements, your account scales automatically.
  • Performance is evaluated based on profitability, adherence to risk rules, and trading activity.
  • There are no additional fees or retests—scaling is a reward for consistent traders.

The goal is to reward disciplined traders with more capital, allowing them to grow their account responsibly without resetting their progress.

Upside Funding’s scaling program allows traders to grow their capital up to $1.5 million.

  • Start with up to $300K in initial funding.
  • Scale in 25% increments every 3 months when profitability targets are met.
  • Maximum allocation: $1.5M per trader.

Once you reach $1.5M, your focus shifts to maximizing your profit split and compounding your gains. There are no additional scaling phases beyond $1.5M, but your profit share and payout frequency remain unchanged.

No—your profit split remains the same as your account scales.

  • Standard profit split: 70%
  • With add-ons: Up to 90%
  • No reductions in your share as your capital increases


This means that even as your account grows, your profit share stays high—allowing you to benefit fully from larger capital allocations without any hidden restrictions.

Upside Funding’s Remote Trader Program is an exclusive opportunity for our top-performing traders to transition into a full-time proprietary trading position.

How Does It Work?
  • Only the best traders who demonstrate consistent profitability and disciplined risk management will be considered.
  • Selected traders will receive a structured salary of up to $350,000 USD per year as a full-time employee of Upside Funding Limited.
  • Remote traders continue trading firm capital with no personal financial risk while benefiting from added stability and growth potential.
How Can I Qualify?

Traders who reach the highest levels of funded capital and maintain strong performance metrics will be invited to apply.

At Upside Funding, we don’t just fund traders—we build careers for elite performers.

Upside Funding provides a fast and straightforward payout process to ensure traders can access their profits without unnecessary delays. Here’s how it works:

  1. Meet Profit Requirements – To request a payout, your funded account must be in profit and meet the required trading conditions.
  2. Submit a Payout Request – Once eligible, you can request a withdrawal directly from your trader dashboard.
  3. Approval & Processing – Our team verifies your request to ensure compliance with trading rules. This process is typically completed within 24 hours.
  4. Receive Your Funds – Once your KYC is complete and RISE account details have been provided to our team your payment will be made within 24 hours under our 24 hour payment protection guarantee.

With a focus on efficiency, our goal is to get your earnings to you as quickly and securely as possible.

Traders can request a payout every 14 days after becoming funded. The first payout is available once the account is in at least 4% profit and has completed at least five winning trading days. After the first withdrawal, payouts remain biweekly.

Upside Funding processes all funded trader payouts through RISE to ensure fast and secure transfers. Here’s how it works:

  • Rise – Instant payouts with a simple and seamless process.
  • Affiliates Only: Affiliates can choose to be paid via RISE or bank transfer.

Key Payout Details:
  • Processing Time: Withdrawals are typically processed within 24 hours after approval.
  • Minimum Payout: $250 for funded traders; no minimum for affiliate payouts.
  • Fees: RISE charges a $50 fee per payment, which is passed on to the trader.
  • Currency Options: RISE supports payouts in any currency, including crypto.
  • VPN/VPS: Traders must turn off their VPN/VPS when setting up a RISE account.

 

Our goal is to provide secure and efficient payout solutions, ensuring traders receive their earnings with minimal friction.

Upside Funding processes payouts within 24 hours of approval. Once your request is verified, the time it takes for the funds to reach you depends on the selected withdrawal method:

  • Bank Transfers: Typically 1-3 business days, depending on your bank.
  • Cryptocurrency Payments: Usually processed within a few hours, depending on network congestion.
  • E-Wallets: Processing time varies but is often instant or within 24 hours.


We prioritize fast and secure payments, ensuring traders receive their earnings without unnecessary delays.



No. Upside Funding operates with full transparency—there are no hidden charges or surprise deductions.

  • No Monthly Fees – You only pay for the evaluation.
  • No Platform Fees – Access to trading platforms is included.
  • No Data Fees – Real-time market data is provided at no extra cost.
  • No Withdrawal Fees – Payouts are processed without deductions from Upside Funding (some third-party payment providers may have their own processing fees).


Everything is clearly outlined before you begin, so you always know what you’re paying for.

Yes. If you pass both evaluation phases and become a funded trader, your evaluation fee is fully refunded after your second payout. This ensures that your trading journey starts without financial risk on your end.

The refund is added on top of your payout—you don’t have to deduct it from your profits.

Upside Funding accepts secure payments through:

  • Credit/Debit Cards – Visa, MasterCard, and Amex
  • Online Payment Systems
  • Crypto Payments

 

All fees are charged in USD ($). If you pay in another currency, conversion rates and any applicable fees will be determined by your payment provider.

All transactions are encrypted and secured to protect your financial information. If you experience any payment issues, contact support@thefundingupside.com for assistance.

No. Evaluation fees are non-refundable if you violate the trading rules or breach the drawdown limits.

The registration fee covers access to the evaluation, trading platforms, and risk management infrastructure. Since the evaluation process is a test of trading skill and discipline, failing or breaching the rules means the challenge is over, and a new evaluation must be purchased to try again.

Traders are encouraged to review all risk parameters carefully before starting the challenge.

All trading carries risk, and success in the markets requires skill, discipline, and proper risk management. At Upside Funding, we structure our program to remove the financial downside for traders, allowing you to focus on your strategy without worrying about margin calls or account liquidation.

Here’s how we reduce trading risks for our traders:

  • No Personal Capital at Risk – You only pay an evaluation fee, and once funded, you trade with our capital, not yours.
  • Static Drawdowns – Unlike trailing drawdowns that tighten as you profit, our static drawdown limits remain fixed, giving you more room to manage risk.
  • No Hidden Rules – We don’t penalize traders for normal market conditions like slippage or minor execution differences. Our focus is realistic trading that mirrors live market conditions.
  • 1:1 Mentorship – Every funded trader gets direct access to experienced mentors, helping them refine their strategy and build long-term success.
  • Scaling to $1.5M – We reward responsible trading by increasing your capital, so you trade with more, risk less, and grow faster.


While we remove many of the risks that traders typically face, trading itself remains a performance-based skill. Proper risk management, patience, and a disciplined strategy are key to long-term success.

No, Upside Funding does not provide financial, investment, or trading advice.

We are a proprietary trading firm, not a financial advisory service. While we offer mentorship, performance reviews, and educational resources, all trading decisions are made solely by the trader.

  • We do not guarantee profits.
  • We do not provide investment recommendations.
  • We do not tell traders when or what to trade.


Instead, we focus on developing skilled, independent traders by offering funding, feedback, and access to experienced mentors. Traders are encouraged to continuously improve their strategy and approach based on their own market understanding.

At Upside Funding, we value responsible risk management over reckless trading. While we offer flexibility in trading styles, we do not allow strategies that create excessive risk, manipulate execution, or exploit the platform in unrealistic ways.

High-risk trading behaviors that can result in account termination include:

  • Gambling-style trades – Taking large, random positions with no risk management.
  • Overleveraging – Using extreme position sizes that risk immediate account breaches.
  • Latency arbitrage & exploitative trading – Attempting to take advantage of execution delays or pricing differences.
  • Hedging across accounts – Placing opposite trades in multiple accounts to artificially reduce risk.


What happens if I use these strategies?

  • If detected during evaluation – Your challenge will be failed, and you will need to restart.
  • If detected in a funded account – Your account may be closed, and any payouts forfeited.

We support traders who take calculated risks, manage their capital effectively, and approach the markets with discipline. Reckless trading is not rewarded—we look for traders who can grow sustainably and scale up to $1.5M in capital.

Upside Funding maintains a fair, transparent, and professional trading environment. Violating our Terms & Conditions—whether through prohibited trading practices, misuse of accounts, or fraudulent behavior—can lead to immediate consequences, including termination of your account.

Potential consequences of violations:
  • Evaluation Disqualification – If a trader breaches the rules during the evaluation phase, the account will be failed, and they will need to restart by purchasing a new evaluation.
  • Funded Account Termination – If a funded trader violates the T&C, their account may be permanently closed, and any unpaid profits may be forfeited.
  • Permanent Ban – Severe violations, such as fraud, account sharing, or exploiting system vulnerabilities, may result in a lifetime ban from trading with Upside Funding.
  • Legal Action – In cases of deliberate fraud, manipulation, or chargeback disputes, Upside Funding reserves the right to take legal action.


We encourage all traders to read and understand the Terms & Conditions before participating. Our goal is to fund serious, responsible traders—not those looking to exploit the system. If you ever have questions about the rules, our team is always available to provide clarifications and guidance.

No, you cannot lose your own money when trading with Upside Funding.

  • Your only financial commitment is the evaluation fee.
  • You do not deposit money into a live trading account.
  • You do not take personal financial losses if your funded account breaches.


If you breach the drawdown limits or violate the trading rules:

  • Your funded account will be closed, but you will never owe any money to Upside Funding.
  • You are always free to purchase another evaluation and try again.


Unlike traditional trading, where traders risk their own capital, our model removes personal financial risk. We cover the downside—you focus on trading, improving, and scaling your profits.

Yes, traders can hold multiple funded accounts, but there are specific rules:

  • Evaluation Accounts – You can purchase and manage multiple evaluation accounts at the same time.
  • Funded Accounts – You can hold multiple funded accounts, but the total capital across all accounts cannot exceed $1.5M (the maximum scaling limit).
  • Account Merging – Upside Funding offers an option to merge funded accounts for easier management. 
  • No Account Sharing – All accounts must be traded by you alone. Sharing accounts, using third parties to trade on your behalf, or copy trading between accounts is strictly prohibited.


If you need guidance on managing multiple accounts effectively, our team is available to help.

No, once an evaluation has been purchased, the account size cannot be changed or upgraded.

If you want to trade a different account size:

  • You will need to purchase a new evaluation with your preferred funding level.
  • Your current evaluation cannot be transferred to another account size.

We recommend choosing an account size that aligns with your strategy from the start. If you’re unsure, start with a manageable size and scale up as you gain confidence.

If you’re unable to access your account, follow these steps:

  1. Reset Your Password – Click the “Forgot Password” option on the login page and follow the instructions to reset your credentials.
  2. Check Your Email – Ensure you’re using the correct email address registered with Upside Funding.
  3. Clear Cache & Try Another Browser – Sometimes, login issues are caused by browser caching or cookies.
  4. Contact Support – If you’re still locked out, email support@theupsidefunding.com with your account details for assistance.


For security reasons, accounts may be temporarily locked after multiple failed login attempts. If this happens, wait a few minutes before trying again or reach out to our team for help.

Upside Funding allows traders to pause trading without pressure, but there are inactivity limits:

  • Evaluation Accounts – There are no inactivity restrictions during the evaluation phase. You can take as much time as needed to complete the challenge.
  • Funded Accounts – If you remain inactive for 30 consecutive days, your funded account may be deactivated. To keep your account active, simply place at least one trade every 30 days.


If you need to take an extended break, reach out to support@theupsidefunding.com to discuss options for keeping your funded account open.

Your account details, trading performance, and certificates (if applicable) can be accessed in your Client Area:

  1. Log into your Upside Funding dashboard.
  2. Navigate to the Account Settings section.
  3. You’ll find details on your evaluation progress, funded account status, and any trading certificates you’ve earned.


If you can’t find your documents or need verification for external purposes, contact support@theupsidefunding.com, and we’ll provide the necessary records.

We offer multiple support channels to ensure you get quick and effective help:

  • Live Chat – Available 24/7 on our website for real-time assistance.
  • Email Support – Reach out anytime at support@theupsidefunding.com for account-related inquiries.
  • Community & Knowledge Base – Coming soon! We’re working on a trader hub with FAQs, market insights, and educational resources.


Our team is dedicated to helping you navigate your trading journey with Upside Funding. Whether it’s a technical issue, account question, or general trading inquiry, we’re here to support you.

Yes, Upside Funding operates under the legal and regulatory framework of Hong Kong. While proprietary trading firms like Upside Funding are not traditional financial institutions or brokers, we adhere to strict compliance standards to ensure transparency, security, and integrity in our operations.

Our structure ensures that traders face no counterparty risks, and all payouts, agreements, and processes follow legally enforceable terms under Hong Kong law.

Upside Funding Limited is a legally registered company in Hong Kong, and all services, agreements, and trading activities are governed by Hong Kong’s financial and business regulations.

For traders, this means:

  • Clear legal protection—Your trading agreements and payouts follow a stable, enforceable legal framework.
  • Transparency and integrity—We operate in a jurisdiction known for strict compliance and high financial standards.
  • Global credibility—Hong Kong is a leading financial hub, giving traders confidence that they’re working with a firm built on real business foundations, not gimmicks.

At Upside Funding—we build careers. Being a regulated proprietary firm means we follow structured legal processes that protect you as a trader.

Here’s why this matters:

  • Your payouts are secure – Every withdrawal request is processed in a legally compliant way, ensuring transparency.
  • Your agreement is legally enforceable – If you pass the evaluation and meet the trading objectives, your funding is backed by real legal protections.
  • We are accountable to real regulations – Unlike firms that operate in unregulated regions, we have business legitimacy under Hong Kong law.


As a trader, you need more than just capital—you need a firm that invests in your long-term growth and operates with integrity. That’s why we built Upside Funding to be a firm traders can trust, backed by real legal structure and a mentorship-driven approach.

At Upside Funding, your privacy and data security are a priority. We follow strict compliance standards to ensure that your personal and trading data is protected and used only for essential purposes.

Here’s how we handle your data:

  • Secure Storage – All trader information is stored on encrypted servers with access restricted to authorized personnel.
  • No Third-Party Sharing – We do not sell, lease, or share your personal data with third parties, except where legally required or for payment processing.
  • Limited Use – Your data is only used for account verification, evaluation processing, payouts, and internal analytics to improve our platform.


We believe traders should focus on their craft without worrying about security. That’s why we go beyond basic compliance and apply financial industry best practices to protect your data.

To maintain a secure and compliant trading environment, every trader must complete Know Your Customer (KYC) verification before receiving a funded account or withdrawing profits.

The process includes:

  1. Identity Verification – Submit a government-issued ID (passport, driver’s license, or national ID).
  2. Address Confirmation – Provide a recent utility bill, bank statement, or official document matching your registration details.
  3. Selfie Verification – Upload a live photo of yourself to confirm identity and prevent fraud.


The KYC process is typically completed within 48 hours, and it ensures that we operate with legitimate traders while maintaining regulatory standards.

If you do not complete KYC verification, you will not be able to:

  • Withdraw profits from a funded account.
  • Access certain trader benefits, including scaling opportunities.
  • Receive funding, even if you successfully pass the evaluation phase.


To avoid delays, ensure that your documents are clear, valid, and match the details on your account. If there are any issues, our support team is available to guide you through the process and help resolve verification problems.

At Upside Funding, KYC is not just a regulation—it’s part of our commitment to security, fairness, and ensuring a high-quality trading environment for all traders.

Yes, Upside Funding offers a competitive affiliate program that allows traders, educators, and content creators to earn commissions by referring new traders to our platform.

Why join?

  • Earn Generous Commissions – Get paid for every successful referral who purchases an evaluation.
  • Real-Time Tracking – Monitor your referrals and earnings through a dedicated affiliate dashboard.
  • No Limits on Earnings – The more traders you refer, the more you earn.
  • Trusted Brand – Upside Funding is founded by ex-Citigroup trading professionals and is designed to support traders at all levels.


Our affiliate program is built for trading influencers, educators, and serious affiliates who want to partner with a reputable, transparent prop firm.

Joining the Upside Funding Affiliate Program is quick and easy:

  1. Apply – Visit our Affiliate Program page and sign up with your details.
  2. Get Approved – Our team will review your application and provide you with a unique referral link.
  3. Start Promoting – Share your link on your social media, website, email list, Discord community, or YouTube channel.
  4. Earn Commissions – Every time a trader signs up and purchases an evaluation through your link, you earn a commission.


To qualify, you must adhere to ethical marketing practices and ensure that all promotions align with our brand values and compliance standards.

If you have a large audience or a high-converting traffic source, you may be eligible for custom commission rates. Contact our Affiliate Team at james@theupsidefunding.com to discuss partnership opportunities.

Upside Funding offers a standard commission rate of 20% per referral. Every time a trader signs up through your unique link and purchases an evaluation, you earn a percentage of the fee.

If you are an influencer, trading educator, or high-volume affiliate, you may qualify for a higher, custom commission rate. To discuss higher commissions, contact our Affiliate Team at james@theupsidefunding.com.

There’s no cap on earnings—the more traders you refer, the more you earn.

Affiliate payouts are processed on the last calendar day of each month.

You can choose from multiple withdrawal methods.

There is no minimum payout requirement, meaning you get paid no matter how much you earn.

For affiliates generating consistent high-volume referrals, we offer custom payout schedules. Contact us to discuss early or more frequent payouts.

Once you join the Upside Funding Affiliate Program, you’ll get access to a dedicated dashboard where you can:

  • Track referral sign-ups in real-time
  • Monitor commission earnings
  • Check payout status and history
  • View promotional resources

Your dashboard provides full transparency so you can see exactly how much you’re earning and track the performance of your affiliate efforts.

For any technical issues or payout inquiries, our Affiliate Support Team is available at james@theupsidefunding.com.

Trading Success Starts Here.

Stay compliant, trade smart, and unlock your full potential with Upside Funding. With real funding, 1:1 mentorship, and no gimmicks, we’re here to back your skills and help you succeed.

The rules are simple. The upside is all yours.

Start Your Evaluation Now

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© 2024-2025 Upside Funding. All rights reserved.

Upside Funding Limited (Business Registration Number: 77633523) (“We,” “Our,” “Us”) operates as a proprietary trading firm registered in Hong Kong. We do not provide brokerage services, financial advisory services, or investment management. Upside Funding does not accept client deposits, nor do we engage in real asset trading on behalf of traders.

All trading activities conducted through our platform during the evaluation phase take place in a simulated trading environment. The funds allocated in these evaluations are entirely virtual, hold no real monetary value, and cannot be withdrawn or converted into real assets. Traders should be aware that simulated trading may not replicate actual market conditions, and results achieved in this environment may not reflect real-world performance.
Participation in Upside Funding’s programs does not guarantee access to a funded account, nor does it ensure future profitability. Funded accounts are subject to specific performance criteria and compliance with our trading rules. Past performance in our evaluation programs is not indicative of future results.

The information provided on this website is for educational and evaluation purposes only and should not be considered investment advice, financial recommendations, or an offer to buy or sell any financial instruments. Trading financial markets carries inherent risks, and participants should only trade with funds they can afford to lose.

Hypothetical or simulated trading results have limitations. Unlike live trading, simulated accounts do not consider liquidity, slippage, execution delays, or external market conditions that impact real-world trading. Additionally, simulated trading results benefit from hindsight and may overcompensate for factors that could affect actual performance. No representation is made that any trader will achieve the same results in a live market.
Our services are not available in jurisdictions where proprietary trading programs are restricted or prohibited by law. Traders are responsible for ensuring compliance with local regulations before engaging with Upside Funding.
For inquiries, contact us at support@theupsidefunding.com.